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Distracted while driving could be a costly offense

eh blog affordagentDrivers are distracted in many ways, including everything from dealing with children, pets and other passengers, to operating the car’s climate controls, audio or navigation device, and from eating to old-fashioned map-reading.  However, by far the deadliest distractions come from talking on the cell phone and texting while driving.  Moreover, using your cell phone while driving has been found to impair your ability to drive your car just as much as driving while drunk.

No matter what your distractions might be, they all fall into one of the following three categories according to which of your senses are distracted by the activity, and texting and other cell phone use combine all three. 

  • Manual distractions – causing you to take your hands off the steering wheel
  • Visual distractions – causing you to take your eyes off the road
  • Cognitive distractions – causing you to take your mind off the road

 

According to research done by the National Highway Traffic Safety Administration (NHTSA), over half a million people were injured and over 6000 people died because of distracted or inattentive drivers in 2008.

When so many injuries and deaths occur from such a cause – and the number is increasing, then it raises our collective awareness and repercussions occur.

Obviously, the situation threatens a rise in auto insurance costs because insurance companies must pay increasing numbers of payouts; and this could result in increased premiums for all of us.  Therefore, insurers are taking part in the movement to control distracted drivers.

This growing problem has also captured the attention of industry because of the potential for lawsuits against employers for injuries and damage caused by employees who carry out their business by cell phone while they drive. 

As a result, a cross-section of safety and industry organizations, including the NHTSA, have joined in a campaign against distracted driving.  They are encouraging states to enact laws to prohibit texting while driving and have drafted a sample state law which was unveiled by U.S. Transportation Secretary, Ray LaHood, in February, 2010.

In fact, 19 states and the District of Columbia have texting laws in place covering all drivers, and others are pending.  State laws vary, and below are some examples as reported by the Governors Highway Safety Association: 

  • Maryland bans hand-held cell phone use and texting for all drivers.  The law allows citation for hand-held cell phone use only if other violations are being cited; but Maryland drivers may be cited for texting even if no other violation has occurred. (Reflects law chnge in Maryland effective on October 1, 2010)

  • Virginia also bans cell phone use for all novice drivers under age 18 but allows citation only if other violations are being cited.

    Cell phone use by Virginia school bus drivers is banned and allows citing even if no other violation exists.  Texting is banned for all bus drivers but allows citing only if another violation exists.

  • District of Columbia bans use of cell phones and all handheld devices for all drivers (novice drivers with learners permit included), and citation is allowed even without other violations.

The public campaign to stop distracted driving – especially driving while texting and using a cell phone – is spreading, and the media is doing its part, as well.  Here are just a couple of recent examples: 

Whether you are a business owner, employer or an individual who cares about your loved ones, you will want to minimize your risk by limiting your cell phone use and texting to non-driving time and by encouraging others who drive your vehicles to do the same.

 

Thursday, 27 May 2010 22:00

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