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halloween witch house 400wAs a homeowner, you could be at risk for several liability issues as your community celebrates Halloween.  On this spooky night, mischief can prevail and vandalism can result.  Likewise,  as trick-or-treaters and other guests visit your property, there is greater than usual danger of accidents such as slipping and falling that could cause injury to those that do not live in your home.  Moreover, restraining your pets will be a challenge as the doorbell rings repeatedly and strange voices carry through the house – not to mention all the scary and unfamiliar costumed visitors. 

Click on READ MORE below for Survival Tips...

Friday, 27 October 2017 22:11

Safe summer road trip requires a good planLooking forward to a summer road trip this year? If you’ve done this before, then you know you’ll need to prepare before you drive off to enjoy the open road.  For example, be sure your vehicle is road-ready, take the time to pack well, and don’t forget to review your auto insurance policy ahead of time. The National Highway Traffic Safety Administration (NHTSA) has published some great advice for planning a safe and stress-free summer road trip [https://www.nhtsa.gov/press-releases/consumer-advisory-simple-tips-hitting-road-summer]. It’s a great read…

Click on READ MORE below to get the high points..

Sunday, 02 July 2017 18:06

grillingsafetypicFood cooked outdoors, especially on a propane or charcoal grill in the backyard has a special appeal.  But grilling outdoors can be dangerous, even deadly, unless you take precautions.

According to the National Fire Protection Association, between 2003 and 2006, U.S. fire departments responded to an average of 7900 home fires involving grills, hibachis or barbecues – each year.  Of these fires,  about 2900 per year resulted in structure fires.  On average per year, these fires claimed ten deaths and 120 injuries, and they resulted in annual property damage of $80 million. 

Nevertheless, Americans enjoy more than three billion barbecues each year; and, if you are like most Americans, you too enjoy summer grilling.  So, the following are some of the most important safety tips to assure that your barbecue is risk-free, whether you do a gas or charcoal grilling.

 

Friday, 16 June 2017 00:00

It’s springtime and that means many people will be shopping for a new home. It seems that around 40% of annual home sales take place between April and June – a period actually known as “the homebuying season”.

If you one of those people seeking to buy a new home, then you probably have a million questions – especially if this will be your first home purchase. Finding a home you like, you’ll want to know about the neighborhood, schools, and much more. You’ll ask about mortgage interest rates and fees and taxes.

One thing that can be overlooked at least at first is how your new home’s size, construction, location and condition will impact your homeowners insurance cost and availability.

To learn which insurance questions to ask, take a moment to view the following video …

Here at our Laurel, MD agency, our highly experienced Community Insurance Services of Maryland agents are always glad to speak with you about any insurance needs. Why not contact us for a no-obligation policy review or to discuss your options.


 

Tuesday, 04 April 2017 18:48

how to protect your engagement ring after a marriage proposal on Valentine's DayCan there really be anything more romantic than a Valentine’s Day marriage proposal? By all means, enjoy the moment and make it a cherished memory. But then don’t forget the practical side of owning that beautiful diamond ring. Jewelry losses are among the most frequent of all homeowners’ content related insurance claims, according to the Insurance Information Institute. While the sentimental value of your engagement ring is impossible to price, you can ensure that it is financially protected in case of loss, theft or damage.

Click on READ MORE below to see what steps totake to protect your ring as soon as possible.

Monday, 13 February 2017 21:14
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